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Qbera Travel Loan

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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Travel Loan

What is an Instant Travel Loan?

How many times have you thought of a fun-filled, adventurous or a romantic holiday with your spouse, away from the daily fast life? Or even wanted to surprise your family with a Euro Trip they never dreamt of? But every day just passes on with the melancholy of not being able to fund that vacation. Isn’t it? Well, an Instant Travel loan is a key to your sorrows. A travel loan or a holiday loan is nothing but a personal loan which can be availed online to get instant cash for your next dream vacation. Either you fly to the international destinations like Singapore and Switzerland, or you plan to explore the green suburbs of northern India that include Kashmir, Leh & Ladakh, an instant travel loan definitely helps you manage your finances.

Different types of Instant Personal Loan for Travel 

The two major categories of travel loan online include the international travel loan and the domestic travel loan. 

  • International travel loan
    Travelling across the seas is definitely going to cost you a big pocket. But don’t worry! International travel loan is a personal loan for travel which will handle all your hotel bookings, flight fares, tour guide expenses, and also the unprecedented expenditure you may face while you away from your homeland.
  • Domestic travel loan
    A domestic travel loan is again an instant personal loan using which you can travel within India. Slightly different from a foreign travel loan, the overall cost of a domestic travel will not burden you across the loan tenure. The loan amount that you will need will be lesser depending upon the type of travel or the number of days you want to cover for a domestic trip. A domestic travel loan is there to back you up for the sightseeing finances, adventurous task bookings, trekking, hiring bikes for road trips and also not to forget the expensive but lifetime experiences like bungy jumping and skydiving.

Benefits of Instant Travel Loan

Low interest rate

If you are a frequent traveller, you surely must be aware of the interest rates charged on travel credit cards. The APR comes to around 35-40%. However, the interest rate on an instant loan for travel ranges between 10.99 to 28% for most of the lenders. In that case, you can save a huge dent in your savings and pay back through easy EMIs.

Visit exotic places

When you apply for an instant travel loan, you won't have to do budget travelling anymore. In fact, you can plan each and every activity that you don't want to miss out. A personal loan for travel can change your travel into a lifetime experience.  

Online Loan Application

With the help of digital technologies, financial institutions now make sure that they reduce the human intervention to zero while providing financial services. And lending is no exception. They allow borrowers to apply for an instant travel loan online only. Document uploads, income verification and even the loan approval have been digitalised. 

Features & Benefits of an Instant Travel Loan from Qbera 

  • Quick and hassle-free
    The processing of an instant personal loan for travel at Qbera involves minimal paperwork, has flexible terms and is super quick so that you can get your loan with minimal effort.

  • No collateral
    Qbera aims at providing unsecured personal loan for travel to the underserved salaried individuals who get rejected by traditional lenders on an undue basis. We do not ask for any assets to secure the loan.

  • Complete transparency
    Before you avail the loan, you will be briefed on all (if any) fines, fees and rates that you may be liable to so that you won’t be unpleasantly surprised by any hidden charges.

  • Flexible repayment tenure
    We allow our customers to choose from a flexible repayment period of 6 to 60 months. Depending upon your repayment capacity, you can choose higher EMIs and pay in less time or choose lower EMIs and pay for an extended time period. 

  • Absolute confidentiality

    Qbera uses bank-level security to keep the customer's data safe and secure. We do not intend to share your personal information beyond the purpose of loan assessment.

1. What is the tenure of an instant travel loan from Qbera?

The travel loan tenure at Qbera is a flexible one and it ranges from 1 to 5 years (12 to 60 months).

2. What should be my minimum salary to get an instant travel loan?

You must be earning at least Rs. 20,000 a month to get an instant travel loan.

3. What is unique about Qbera Travel Loan?

Qbera offers complete digital processing of travel loan. When you apply for an instant travel loan, you can enjoy benefits such as paperless application, digital verification of income, employment and residence, instant lending decision and loan disbursement within 24-48 hours.

4. What should be my age to apply for an instant loan with Qbera?

You must be at least 23 years old to apply for an instant loan.

5. What should be my CIBIL score cut-off for a personal loan?

Our CIBIL score cut-off is 625 (V2 score).

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
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E-mail: [email protected]
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
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MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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