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Qbera Marriage Loan

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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Marriage Loan

Within the personal loan umbrella, Qbera offers personal loans for marriage, which can be availed by those looking to meet marriage expenses of either their own or a loved one’s wedding. Weddings, even the simplest ones can be extremely expensive. The unexpected expenses can really add up to quite an amount before you know it. You have to think of everything and make sure that everything is ready and up to the standards, because after all, weddings are family affairs. You don’t want anyone to be let down or anything to be lacking on the big day do you? It is with this in mind that taking out a personal loan for your marriage makes sense. 

In order to meet all the expenses, you may find that you are forced to ask for a hand-out from friends or relatives. However, if you are not a fan of mixing money matters with friends and relatives, then you may want to go for a loan instead to cover the expenses. We at Qbera offer wedding loans at unbelievable rates and minimal formalities so that you do not have to look elsewhere when it comes to financing your wedding. 

Qbera Marriage Loan Eligibility

You are eligible for an instant loan from Qbera if:

  • You are employed and earning a minimum income of ₹20,000 p.m.

  • You are between 23 and 55 years.

  • You have a minimum credit score of 600. 

Documents for a Qbera Marriage Loan:

  • PAN card

  • Aadhar card

  • Current Address Proof

  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)

  • 4 Cheques from your Salary Account

Interest Rate

  • Interest rates for a Qbera Marriage Loan range from 11.99% p.a. to 24% p.a.

  • The exact interest rate and other terms of your loan will depend on the history of past repayments, work experience, credit score, profession and age.

How to Apply for a Qbera Loan

Getting a loan via Qbera is as easy as buying a t-shirt; it’s a simple five step process:

  1. Log on to Qbera.com and fill out the online application form. This should take you 5 minutes. 

  2. Provide your bank statements (for the last 6 months) by providing your Netbanking credentials through a highly secure web channel. You can also alternatively e-mail your bank statements. 

  3. You will receive a customized loan offer in 4 hours. 

  4. Once your loan is approved after submission and verification of your documents, the amount will reach you in less than 24 hours.

Features & Benefits of a Qbera Marriage Loan

  • Collateral-free personal loan
    An unsecured personal loan from Qbera does not require you to pledge any asset as collateral. 

  • Digital process
    You don't need to visit a bank to submit your documents, neither do you have to meet with a  bank executive to submit your documents. The entire process, right from applying for the loan to submitting your documents, can be completed online.

  • Flexible tenure options
    Qbera offers flexible tenure options on its personal loans. As a potential customer, you can pick any tenure from 1 year to 5 years. Longer the tenure, more the interest paid, lesser the rate and lower the EMIs. For shorter tenures, it's the other way round. 

  • Amazing turnaround time
    Once you complete your application, submit your documents and get an approval from Qbera, the loan amount will be disbursed to your bank account within 2 hours. 

  • Transparency
    Qbera ensures that all fees and charges are made clear to you when you apply for a loan. No hidden fees or charges are levied. 

  • Excellent customer service
    Qbera offers excellent customer service, right from the time you apply for the loan until the time you close your loan. Customer service representatives are available on weekdays and weekends. You can reach out to our customer service representatives, on Whatsapp, through email, and through the toll-free number. 

  • We ensure confidentiality
    You can be sure of the fact that your data, when you apply for a marriage loan with Qbera, is safe and secure. Qbera does not share your personal information with anyone. 

  • A low credit score is fine
    We allow you to apply for a loan even if your credit score is less - the minimum credit score to apply for a Qbera Wedding Loan is 600.

1. What is the tenure of a personal loan from Qbera?

The loan tenure at Qbera is a flexible one and it ranges from 1 to 5 years (12 to 60 months).

2. What is an EMI?

It is the fixed amount that a borrower pays to the lender on a particular date every month. An EMI includes the principal and interest charged on a loan.

3. What is the minimum and maximum loan amount that I can get from Qbera?

The loan amount ranges between Rs. 25,000 to Rs. 10 Lacs.

4. What is unique about Qbera?

Our technology and lending partnership allow us to offer a world-class experience to our borrowers:

  • Paperless application
  • Instant lending decision
  • Digital verification of income, employment and residence
  • Disbursement of loan within 24-48 hours

Our CIBIL score cut-off is 625 and we can give loans to employees of more than 9 lac companies in India. Now you don’t have to get rejected by banks just because they have not analyzed and categorized your employer.

5. What should be my age to apply for a loan with Qbera?

You must be at least 23 years old to apply for a loan.

6. What should be my minimum salary to get a loan?

Your net monthly income must be Rs. 20,000 or more.

7. What should be my CIBIL score cut-off for a personal loan?

Our CIBIL score cut-off is 625 (V2 score).

8. What is the rate of interest charged on a personal loan?

Rate of interest depends on a borrower’s income, CIBIL score, employer, age etc. Qbera collects information from your application form and various other data sources to create a personalized loan offer for you. Our interest rates start at 11.99%.

9. What is the eligibility criteria to get a loan from Qbera?

To get a loan from Qbera, a borrower should meet the following eligibility criteria:

  • Must be a salaried employee.
  • Age must be between 23-55 years.
  • Net monthly income must be Rs. 20,000 or more.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.

10. How do I apply for a loan online?

To apply for a loan online, click here. For queries, please Whatsapp us on +91 89719 28484.

11. What are the documents required to get a loan from Qbera?

The following documents would be required after your loan is digitally approved:

  • Aadhar Card
  • PAN Card
  • 4 cheques from your salary account
  • Current address proof
  • Permanent address proof (in case the permanent address is different from the address on Aadhar card)
  • Passport size photo

12. What is the processing fee charged on a personal loan by Qbera?

The processing fee ranges between 2% - 4%.

13. How can I repay my loan?

Qbera provides easy repayment of its smart loans through automatic debit of EMIs via NACH mandate.

14. Why was my loan application rejected at Qbera?

Although we have one of the best approval rates in the industry, we may have to reject some applications if they do not meet our basic qualification criteria. You can re-apply after 3 months in case you think that your credit profile has improved.

15. Can I re-apply for a loan?

Qbera requires you to wait for at least 3 months before re-applying for a personal loan.

16. How much time does Qbera take to process a loan application?

It will not take more than 10 minutes to fill up your online application form. Our technology allows us to disburse the approved loan amount within 24-48 hours.

17. Is part/prepayment allowed on my personal loan?

We do not allow part-payments. However, you can prepay your loan after completing 1 year of repayment. (Foreclosure charges: 5% + GST applicable).

18. Do I need to submit any collateral to get a personal loan from Qbera?

All personal loans offered by Qbera are unsecured. Hence, you need not submit any assets or property to secure a loan.

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: [email protected]
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
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MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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