Marriage Loan

Within the personal loan umbrella, Qbera offers personal loans for marriage, which can be availed by those looking to meet marriage expenses of either their own or a loved one’s wedding. Weddings, even the simplest ones can be extremely expensive. The unexpected expenses can really add up to quite an amount before you know it. You have to think of everything and make sure that everything is ready and up to the standards, because after all, weddings are family affairs. You don’t want anyone to be let down or anything to be lacking on the big day do you? It is with this in mind that taking out a personal loan for your marriage makes sense. 

In order to meet all the expenses, you may find that you are forced to ask for a hand-out from friends or relatives. However, if you are not a fan of mixing money matters with friends and relatives, then you may want to go for a loan instead to cover the expenses. We at Qbera offer wedding loans at unbelievable rates and minimal formalities so that you do not have to look elsewhere when it comes to financing your wedding. 

Qbera Marriage Loan Eligibility

You are eligible for an instant loan from Qbera if:

• You are employed and earning a minimum income of ₹20,000 p.m.

• You are between 23 and 55 years.

• You have a minimum credit score of 600. 

Documents for a Qbera Marriage Loan:

• PAN card

• Aadhar card

• Current Address Proof

• Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)

• 4 Cheques from your Salary Account

Interest Rate

• Interest rates for a Qbera Marriage Loan range from 11.99% p.a. to 24% p.a.

• The exact interest rate and other terms of your loan will depend on the history of past repayments, work experience, credit score, profession and age.

How to Apply for a Qbera Loan

Getting a loan via Qbera is as easy as buying a t-shirt; it’s a simple five step process:

1. Log on to Qbera.com and fill out the online application form. This should take you 5 minutes. 

2. Provide your bank statements (for the last 6 months) by providing your Netbanking credentials through a highly secure web channel. You can also alternatively e-mail your bank statements. 

3. You will receive a customized loan offer in 4 hours. 

4. Once your loan is approved after submission and verification of your documents, the amount will reach you in less than 24 hours.

Features & Benefits of a Qbera Marriage Loan

• Collateral-free personal loan
  An unsecured personal loan from Qbera does not require you to pledge any asset as collateral. 

• Digital process
  You don't need to visit a bank to submit your documents, neither do you have to meet with a  bank executive to submit your documents. The entire process, right from applying for the loan to submitting your documents, can be completed online.
   

• Flexible tenure options
  Qbera offers flexible tenure options on its personal loans. As a potential customer, you can pick any tenure from 1 year to 5 years. Longer the tenure, more the interest paid, lesser the rate and lower the EMIs. For shorter tenures, it's the other way round. 

• Amazing turnaround time
  Once you complete your application, submit your documents and get an approval from Qbera, the loan amount will be disbursed to your bank account within 2 hours. 

• Transparency
  Qbera ensures that all fees and charges are made clear to you when you apply for a loan. No hidden fees or charges are levied. 

• Excellent customer service
  Qbera offers excellent customer service, right from the time you apply for the loan until the time you close your loan. Customer service representatives are available on weekdays and weekends. You can reach out to our customer service representatives, on Whatsapp, through email, and through the toll-free number. 

• We ensure confidentiality
  You can be sure of the fact that your data, when you apply for a marriage loan with Qbera, is safe and secure. Qbera does not share your personal information with anyone. 

• A low credit score is fine
  We allow you to apply for a loan even if your credit score is less - the minimum credit score to apply for a Qbera Wedding Loan is 600.