Home Renovation Loan
Home Renovation Loan
Instant Loan for Home Improvement: Overview
Do you already have few ideas to fix some areas in your home? Why not do it now? Is it the lack of money holding you back? No more delays! An instant online loan for home renovation from Qbera can help you with those instant funds. You can save a large part of your income that you may have planned to invest in a new home.
It is not always the entire home we want to change. If a few changes in the kitchen and a new plaster in the hall room is all you want, then a home renovation loan is the best solution. At Qbera, we offer instant loans online to salaried individuals earning Rs. 20,000 a month.
A home improvement loan worth Rs. 25,000 to Rs. 10 lakh can be availed online from Qbera.com at an attractive interest rate falling anywhere between 11.99% and 24%.
Features & Benefits of a Qbera Home Renovation Loan
1. Digital processing
The entire loan application process at Qbera is completely digital. While you fill up the online application form, you can directly upload the necessary documents online which are again verified digitally. So no more visiting banks to submit physical documents.
2. Collateral-free
When you apply for an instant loan for home renovation at Qbera.com, you need not pledge any assets as security. We offer online loans to salaried individuals earning a decent income of Rs. 20,000 a month while verifying other factors such as age, employment, residence etc.
3. Low Credit Score? Not a problem.
It is said that to get a personal loan online, you need to have a credit score which is beyond 750. But at Qbera, we do not assess the creditworthiness of a borrower merely on a credit score. Our CIBIL score cut off is 600. We have our own risk-based algorithm to verify your future potential.
4. Quick disbursal
With our constant efforts to reduce the turnaround-time, we have successfully disbursed instant loans online within 24 hours.
5. Tailor-made options
Get access to innumerable options of home renovation loans that fit your needs. An instant loan for home renovation can be used for any kind of renovation in your home. For example for making a balcony, to extend a room or for flooring etc.
Interest Rates
At Qbera, interest rate of Personal loan for home renovation is always competitive as per the ones offered in the market and it ranges between 11.99-24%.
Qbera EMI Calculator
Knowing your EMI when you apply for an instant loan for home improvement will help you plan your future payments in a better way. We offer one of the easiest EMI calculators online through which you can calculate your EMI within few minutes. Feed the values of your monthly income, your current EMIs (if any) and the loan amount. Our EMI calculation is completely transparent and error-free.
1. What is the loan amount that I can take?
You can avail a loan amount starting from Rs. 25,000 to Rs. 10 lakh.
2. What is the minimum income I need to have to apply for a home renovation loan?
You should earn at least Rs. 20,000 a month to avail an instant loan for home renovation.
3. What is the interest rate charged for home renovation loan?
The interest rate for home renovation loan ranges between 11.99 - 24%.
4. In how much time shall I repay the home improvement loan?
At Qbera, we allow our customers to choose from a flexible loan tenure of 6 to 60 months.
5. What is the processing fee for home renovation loan?
The processing fee for home renovation loan is very negligible and ranges between 2-4%.
Interest Rate & Other Charges
Interest Rate
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11.99% to 35.99%
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Processing Fee
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1% to 5% of total loan amount
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Loan Amount
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₹1,00,000 to ₹15,00,000
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Loan Tenure
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12 to 60 months
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