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Qbera Education Loan

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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Education Loan

Instant Education Loan: Introduction

We all know the importance of education; having a good education can open numerous doors and mean a bright future for anyone, no matter what background you are from. However, the price of education, right from elementary, is rising at an alarming rate. Many couples around the world are avoiding having children because of this exact reason; giving a child a good education can crush your finances. In such situations, an instant education loan can be a boon. 

The problem is that employers, particularly those from the best companies, expect you to have an education from the best institutions. Where you have a degree or masters from is as important as having a degree or masters itself. That’s why, for those wanting to get into the best companies, with a competitive salary, a degree from the best institutions is a must. A personal loan for education is capable of helping you with the funds related to college fees, accommodation charges, travel etc. 

With your salary flying out of your hand the moment it gets credited to your account, where is the opportunity to save for an education, whether it is for yourself or for your child? After all, the rent, electricity, water, Wi-Fi and other bills have to be paid like clockwork. We at Qbera understand all of this and your desire for a good education, which is why we have come up with the Education loan online. With our education loan, you don’t need to put off getting that master’s degree which would significantly improve your salary and work life. You don’t need to compromise on the quality of your child’s education by putting him/her in a school that is not the very best for their future.

Let's see some of the benefits of an education loan which can help you brighten your child's future.

Advantages of Education Loan at Qbera.com

1. Coverage of all educational expenses

An instant education loan does not only include the fees of the course, you can also pay for the uniforms, books, tuition fees, hostel expenses, lab fees, library as well as exam fees.

2. Affordable higher education

Many parts of our Indian society are not able to get the best jobs because of the fees pertaining to higher education. We at Qbera aim at providing online education loans to those earning a decent income of Rs. 20,000 a month and are in need of quick funds to educate their children.

3. Online Loan application

When you apply for an instant loan from Qbera, the entire process will take place online. It is a smooth process starting from filling the online application form, to documents upload, to getting an offer based on your income and various other criteria like age, employment etc. You can apply for an instant education loan while you at home or at office.

4. Loan at low credit score

At Qbera, it is easy to get an instant education loan even if your credit score is as low as 600. 

5. No Collateral

A personal loan from Qbera does not require you to put up any valuables as collateral.

6. Flexible Loan tenure

We know that as a customer, your repayment capacity varies. That is why we offer flexibility when it comes to repayment tenures. You can choose between 6 to 60 months to make the repayment. You can choose to complete your repayment by paying off in large sums over a short period of time or in small amounts over a longer period of time. If you think paying off in smaller amounts over a long period will be easier on your monthly expense, you will find that in the end, you have paid more as you have to pay interest over a longer period. After the first year of availing the loan, you can choose to pay back the amount in full in one shot without being charged a prepayment fee.

7. Minimal paperwork

We take pride in the fact that we require the least number of physical documents. We believe in digital loan processing and offer flexible terms so that you can get your loan with minimal effort. 

8. Complete transparency

Before you avail the loan, you will be briefed on all (if any) fines, fees and rates that you may be liable to so that you won’t be unpleasantly surprised by any hidden charges.

How to Apply for a Qbera Education Loan?

The loan application at Qbera.com can be completed within simple 4 steps as follows: 

  1. Provide the loan amount ranging between Rs. 25,000 to Rs. 10 lakh. You can also use our online EMI calculator to get an affordable EMI depending upon your monthly budget.

  2. Fill the personal information in the second step. It includes your personal e-mail Id, name, employment and residential details.
  3. Verify your transaction history with your bank by providing the net-banking credentials. Also, provide your official e-mail Id to verify your employment. 
  4. Based on our proprietary risk algorithm, we will offer you the best rate instantly. We consider the information provided by you while filling the application form to determine your future potential. 

1. What is an Education Loan?

A personal loan that can be borrowed to fulfil all the expenses related to your child's education is known as Education Loan. Qbera offers instant education loans online at an interest rate starting from 11.99%.

2. Can I get an education loan from Qbera in Ahmedabad?

Yes, you are eligible for an education loan from Qbera if you are residing in the following cities:


2. What is an EMI?

It is the fixed amount that a borrower pays to the lender on a particular date every month. Qbera offers lowest EMIs starting from Rs. 2700.

3. What is the minimum and maximum loan amount that I can get from Qbera?

The loan amount ranges between Rs. 25,000 to Rs. 10 Lacs.

4. What should be my age to apply for an instant loan with Qbera?

You must be at least 23 years old to apply for an instant education loan.

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
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E-mail: [email protected]
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
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Bangalore 560 052

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